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Trade uncertainty, rising costs, and changing market conditions continue to affect many businesses across Ontario. Business to Bruce is committed to helping local businesses access funding, financing, export resources, and advisory supports that can help strengthen competitiveness, improve cash flow, and identify new growth opportunities.

The programs and resources below provide assistance for businesses looking to navigate tariff-related challenges, diversify markets, invest in productivity and build long-term resilience.

Featured: Federal & Provincial Tariff Support Programs

FedDev Ontario Regional Tariff Response Initiative (RTRI)

The Federal Economic Development Agency for Southern Ontario delivers the enhanced Regional Tariff Response Initiative (RTRI) to help businesses facing tariff pressures and trade disruptions. Support is available for working capital, business continuity, market diversification, productivity investments, and competitiveness initiatives.

Funding may include:

  • Liquidity support
  • Working capital assistance
  • Market diversification projects
  • Productivity improvements
  • Business resiliency investments
  • Capital investment projects

Please contact FedDev at info@feddevontario.gc.ca or 1-866-593-5505 for more information.

BDC Pivot to Grow Program

The Business Development Bank of Canada’s Pivot to Grow Program provides financing for businesses affected by tariffs and trade uncertainty.

Funding can support:

  • Working capital needs
  • Productivity improvements
  • Equipment purchases
  • Supply chain adjustments
  • Business expansion
  • New market development

Learn more on the Pivot to Grow webpage.

Canada Strong Business Supports

The Government of Canada’s Canada Strong portal provides access to funding, financing, workforce supports, export assistance, tax relief measures, and tariff response programs.

Resources include:

  • Tariff support programs
  • Workforce retention supports
  • Market diversification resources
  • Export assistance
  • Business financing programs

Learn more on the Canada Strong webpage.

Protect Ontario Financing Program

The Province of Ontario’s Protect Ontario Financing Program provides working capital assistance to Ontario businesses experiencing tariff-related financial pressures.

Funding can help support:

  • Payroll
  • Utilities
  • Lease payments
  • Operating expenses
  • Business continuity

Learn more on the Protect Ontario Financing Program webpage.

Advanced Manufacturing and Innovation Competitiveness (AMIC) Stream

The AMIC Stream supports manufacturers making investments in innovation, automation, technology adoption, productivity improvements, and supply chain resiliency.

Learn more on the Regional Development Program webpage.

Southwestern Ontario Development Fund (SWODF)

SWODF supports strategic investments that improve competitiveness, productivity, job creation, and business expansion in Southwestern Ontario.

Learn more on the Regional Development Program webpage.

Rural Ontario Development Program (RODP)

RODP supports rural economic development initiatives that strengthen business growth, workforce attraction, investment readiness, and economic diversification.

Learn more on the Rural Ontario Development Program webpage.

General Information on Tariffs

What Are Tariffs?

Tariffs are taxes imposed by governments on imported goods. They are used to:
✔ Protect domestic industries
✔ Generate government revenue
✔ Influence trade policy

Tariffs can lead to higher costs for businesses that rely on imported goods and may affect competitiveness for exporters.

Export Development Canada has developed a comprehensive article – How tariffs work | EDC

All products exported or imported have a Harmonized System (HS) Code, learn how to use them here – What is an HS Code | BDC.ca

How Tariffs Impact Businesses

• Importers: Higher costs due to duties on U.S. goods
• Exporters: Reduced competitiveness in the U.S. market if Canadian goods face tariffs
• Supply Chains: Disruptions due to increased costs and regulatory changes

Canada-U.S. Trade Agreements
Canada and the U.S. are part of the Canada-United States-Mexico Agreement (CUSMA), which allows duty-free trade on many products. However, certain goods may still face tariffs due to trade disputes or industry-specific regulations.
For details, visit Canada’s Trade Agreements.

Tariff Updates

For the latest updates on Canada’s tariff response, please visit:

The Government of Canada has launched support measures, including:
  • FCC Financing: $1 billion in new financing through Farm Credit Canada.
  • Duty Drawback Program: Helps Canadian companies compete in export markets by removing the domestic duty impact from commercial goods.
  • Supports for Business: Find hundred of available programs and services quickly and easily.
How Business to Bruce can help

Business to Bruce provides support to businesses navigating tariff impacts, trade disruptions, and changing market conditions.

Services include:

  • Business consultations
  • Grant navigation
  • Export and market diversification resources
  • Workforce and training support information
  • Investment attraction assistance
  • Business advisory services
  • Connections to provincial and federal partners

To connect with a member of the Business to Bruce team, please email info@businesstobruce.com or call 1-800-268-3838.

Other Support for Businesses

Finding New Markets

Funding to Support Expansion

Existing Support Programs

  • Risk Management Program – Designed to help agriculture producers manager risk beyond their control like fluctuating costs and market prices.

I Am Directly Buying U.S. Products

If you purchase goods directly from the U.S., here’s what you need to consider:

Import Duties and Tariffs

• Only certain U.S. goods are subject to Canadian tariffs.
• Canada Tariff Finder can help determine specific rates.
• Goods may qualify for duty-free treatment under CUSMA.

Industry-Specific Tariffs

• Certain industries, such as steel, aluminum, dairy, and agriculture, face additional tariffs.
• A list of U.S. products subject to Canadian tariffs effective March 4, 2025, is available through the Department of Finance.

Mitigation Strategies

• Ensure proper documentation for CUSMA benefits.
• Consider alternative suppliers in non-tariff regions.
• Explore the remission process for certain tariffs (details here and process outlined here).

I Am Sending Product to the U.S.

If you export to the U.S., tariffs and regulations may affect your pricing and competitiveness. Here’s what you need to consider:

U.S. Import Tariffs on Canadian Goods

• Following a further announcement CUSMA compliant goods will have a 0% tariff, non CUSMA goods will see a 25% tariff and non-CUSMA compliant energy and potash will see a 10% tariff. 
• The U.S. applies tariffs on steel, aluminum, lumber, agriculture, and automotive parts.
• Check the U.S. Harmonized Tariff Schedule for applicable rates.

Fact Sheet (August 1, 2025).

Regulatory Compliance

• Customs Documentation: Ensure accurate paperwork, including CUSMA certificates.
• Product Standards: U.S. regulations may require specific labeling, health, or safety standards.

Potential Trade Disruptions

• The U.S. may impose new tariffs based on trade negotiations.
• Stay informed through Global Affairs Canada.

Strategies to Reduce Costs & Risks

• Utilize tariff exemptions under trade agreements.
• Partner with U.S. distributors to streamline compliance.
• Consider looking for alternative export opportunities (learn more about Exporting from Canada).
• Consider Foreign Trade Zones (FTZs) where goods can be stored without immediate tariffs.

Resources and Support

Government of Canada
Trade and Export Support
Business and Funding Support
Shop and Support Local

For questions and inquiries, please email us at info@businesstobruce.com.